Cowboy Data Corp.
All industries

09 · Insurance

License your claims and underwriting data to AI labs.

AI labs need real claims and underwriting records they can't find online. We review the rights, remove personal information, and license your claim files, underwriting decisions, and loss runs for you. Policyholder and claimant personal data stays out. Any pending sale comes first, and you keep ownership.

Typical records

  • Claim files
  • Underwriting decisions
  • Loss runs

Example data

  • Claim files with adjuster decisions
  • Underwriting submissions and decisions
  • Loss runs and reserving history

Your situation

Records you already hold can earn new revenue.

What to have ready

  • Admin access to policy, claims, and rating systems.
  • Your carrier and program agreements, to confirm who owns the data.
  • A contact in underwriting or claims who knows the data.

Why it's valuable

What makes it valuable.

Decisions with outcomes

Underwriting decisions linked to the losses that followed show how risk judgment holds up.

Disputed claims

Denials, reopened claims, and how they settled show where judgment calls get hard.

Products and pricing

Rating plans and how products performed show where pricing models hold and where they break.

How it works

Four steps. A few hours of your time.

See how it works

Scope

What we take, what stays out, where it lives.

What we take

  • Claim files with adjuster decisions, de-identified
  • Underwriting submissions and decisions
  • Loss runs and reserving history
  • Product development and rating work

What stays out

  • Policyholder and claimant personal data stays out.
  • Medical and health information in claims stays out.
  • Fraud investigation files stay out.
  • Data a carrier or reinsurer controls stays out without their agreement.

Safeguards

  • Policyholder data stays out
  • Health information out
  • Rights reviewed first
  • Book transfer first
  • You keep ownership
  • How we handle data

Questions

Common questions.